Latest update
Version 0.5.21 updated.
PhonePe Business: Merchant App APK Description
The PhonePe Business App is your gateway to a digital payments acceptance network spanning 3.8 Crore merchants! You can set up your business account & accept payments, track transactions, receive settlements, apply for a loan & much more.
Once your account is activated, you can instantly download the payment QR sticker & start accepting digital payments at your store. You can also order free QR stickers & have them delivered to your store, across India.
Key Benefits of PhonePe Business App
Easy payment acceptance:
Use the PhonePe QR to accept payments from all BHIM UPI apps. The PhonePe QR also supports other payment modes like Credit & Debit Card & Wallets.
Get instant help:
Resolve queries using our user-friendly Chat Bot in the Help section. You can also reach out to our helpdesk on the PhonePe Business app.
Direct settlement into your bank account:
Money is transferred safely & directly into your bank account instantly or next morning. You can also use our ‘SettleNow’ feature to receive money in your bank account any time during the day.
Real-time transactions & payments tracking:
Check your transactions & settlements easily in the History section on the PhonePe Business app.
Get Instant Loan for Merchants:
The PhonePe Business app provides online loans to MSMEs. Get a loan on PhonePe & move a step closer to growing your business.
Merchant Loan Highlights:
- Attractive interest rates with up to 30 months tenure
- Instant digital loan with 0 paperwork
- Online loans from INR 50,000 to INR 5,00,000
- Easy repayment option with EDI - Easy Daily Installments
- EDIs deducted from daily transactions collected via customer payments on PhonePe
- 100% trustworthy loans, offered by RBI-regulated PhonePe lending partners authorized to offer credit products
- Multiple lenders & option to select the best offering at competitive interest rates
- Low processing fees & no other hidden charges
- Daily updates about your Loan on the PhonePe Business app
- Option to foreclose Loan any time
Online Loan Eligibility:
The eligibility criteria for business loans for merchants are:
Accept payments on PhonePe QR for more than INR 15,000 per month
Be an active merchant, accepting payments on PhonePe QR for 3 months or more
*Merchant loans are offered at the discretion of our lending partners & the criteria above may change on a case-by-case basis
Documents required:
Details to be shared are as follows:
- Date of Birth
- PAN
- Aadhaar Number
*Business or Bank account details are NOT needed for loans up to INR 5 lakhs; may change as per our lender policies.
Steps to avail:
- Choose loan value & interest rate
- Enter details such as Date of Birth, PAN, & Aadhaar Number
- Click a selfie, & complete KYC digitally
- Set-up Auto-pay on your account
More about the loan offerings:
- Min. Tenure: 3 months
- Max. Tenure: 30 months
- Max. rate of interest charged: 30% flat p.a.
Example: For total cost of the Loan, including the principal amount & all applicable fees:
- Principal loan amount: Rs. 15,000
- Flat Interest Rate: 18% p.a.
- Processing Fees: 2%
- Tenure: 3 months
Then,
- Total interest amount payable: Rs. 675
- Total processing fee amount payable: Rs. 300
- Total cost to the user: Rs. 15,975
Our RBI registered NBFCs partners
- Innofin Solutions Pvt Ltd
- Aditya Birla Finance Limited
- PayU Finance India Private Limited
Upgrade customer payment experience at your store with PhonePe’s payment devices.
PhonePe POS Device:
Place an order for your POS Device on the app & accept payments via UPI, Debit & Credit Card, Wallet, & other modes. Pay nominal monthly rental & enjoy industry-leading MDR rates. Learn about charges on the App.
PhonePe Smart Speaker:
Order a SmartSpeaker on the app, install it at your store & get instant payment notifications in select regional languages. Surprise customers with payment alerts in the voice of celebrities.
How to install PhonePe Business: Merchant App APK bundles for Android
Once you have downloaded an Android App Bundle, you can install it using a dedicated app bundle installer app. You can install .apks, .xapk, split apk files, and unencrypted .apkm files using the Split APKs Installer (SAI). SAI is considered the gold standard for installing app bundles in the Android community. Here’s how to use the SAI app to install split apks. Download PhonePe Business: Merchant App APK file (com.phonepe.app.business_1290004521_23344656.zip) from APKBundles.com, then follow these steps:
Update Phone Settings
- Go to your phone Settings page
- Tap Security or Applications (varies with device)
- Check the Unknown Sources box
- Confirm with OK
Go to Downloads
- Open Downloads on your device by going to My Files or Files
- Download Split APKs Installer (SAI)
- Download and unzip file you already downloaded (com.phonepe.app.business_1290004521_23344656.zip)
- Open Split APKs Installer and follow steps on this app.
- Tap Install when prompted, the APK file you downloaded will be installed on your device.
How to install PhonePe Business: Merchant App APK, Split APK (APK Bundles) on Windows PC 7/8/10/11 or MAC?
Download PhonePe Business: Merchant App APK file (com.phonepe.app.business_1290004521_23344656.zip) from APKBundles.com to your PC (ex: C://temp/(com.phonepe.app.business_1290004521_23344656.zip), then follow these steps appear on screen.
Using Emulator:
- Download And Install one Emulator Softwares (Ex: Bluestacks, GenyMotion, NoxPlayer)
- Download and unzip file com.phonepe.app.business_1290004521_23344656.zip.
- Using ADB or Split APKs Installer same as install for Android.
PhonePe Business: Merchant App APK Pros & Cons
Pros
- This app is safe, it's not require high risk permissions
- Compatible with 64-bit device (some android device and current Bluestacks)
Cons
- No best performance On PC (Windows, MAC) (because it's not exists X86 variant)
